fintech

/fintech100

Fintech, a channel for everything related to financial technology. DeFi, neobanks, tradfi digital transformation, Stripe, Apple cards, high frequency trading firms, and Telegram crypto bots, we love you all.

When will London recover from the insanity
Stripe has launched a new product to help AI agent workflows integrate into its financial suite.

Agents can invoice customers, generate payment links, or issue virtual cards for secure, controlled transactions. The transaction uses a virtual card generated through Stripe's Issuing API.

Coinbase and Stripe are going to fight for AI agents.
👋 Catch us this week at Singapore FinTech Festival! 🇸🇬

Stop by our booth in Hall 3’s Technology Zone or find @mattimost.eth or @ivanhalen0x to explore Reserve’s safe, diversified, DeFi savings products and innovative FinTech integration opportunities 🌐
Not a chart I thought I'd make

Uniswap vs. Revolut user metrics
Is EigenLayer going to stay at $6B?
The SEC has sued us into oblivion.

Shocking to see the chart.
User engagement is addiction and often emotional manipulation

It doesn’t always belong in finance

Money at rest is just as much a business model as money in motion
Gm

Had fun putting together the er this chart
Interesting. Sequoia Capital is offering its investors a way to cash out of Stripe as limited partners in VC funds are increasingly desperate for liquidity, as companies like Stripe eschew IPOs.

Sequoia has emailed LPs in funds raised between 2009 and 2012, offering to buy up to $861 million of Stripe shares.

The price would be $27.51 per share, which represents a $70 billion valuation. https://www.axios.com/2024/07/15/sequoia-capital-stripe
The biggest fintech to flip is the Fed ACH volume

$80 trillion per year

Solana wash trading will get there soon enough
Chart of the day

Yep, it's a bull market.
Chart of the day

Monzo now has 9 million customers and is the 7th largest UK bank

Neobanks then cryptobanks
Chart of the day

Coinbase, not Betterment, is the real
Roboadvisor

$200B vs $30B
Banks won’t run on Blockchain

They run on core banking

It’s written in COBOL. Only ChatGPT knows how to write new code.

Make new banks. Use DeFi.
Today I learned Ethena was more TVL than PayPal.

AMA
Chart of the day

Discover worth $35B
Does $550B in volume

USDC issuer Circle trying to IPO at $10B or so?
And what is USDC volume?
Chart of the day

People to be replaced by machines in finance
Chart of the day

The struggles stem from the 2023 regional bank crisis that saw a bank run on deposits and the subsequent collapse of Silicon Valley Bank, Signature Bank, and First Republic.
Welcome to Fintech, a channel for everything related to financial technology.

DeFi, neobanks, tradfi digital transformation, Stripe, Apple cards, high frequency trading firms, and Telegram crypto bots, we love you all.

Introduce yourself, and tell us about your favorite fintech biz model.